10Cent vs Rocket Money: Which Is Better for Europe?
Rocket Money (formerly Truebill) is great — but it only works in the US. If you're in Europe, 10Cent gives you the same AI-powered subscription tracking with GDPR compliance and European bank support.
The Quick Verdict
If you're in Europe: Rocket Money simply doesn't work with European banks. 10Cent is purpose-built for the EU market with Open Banking (PSD2), GDPR compliance, and AI trained on European transaction patterns.
If you're in the US: Rocket Money is a solid choice. 10Cent is expanding to the US in 2027.
Feature-by-Feature Comparison
See exactly how 10Cent and Rocket Money stack up
Why Europeans Choose 10Cent
Built from the ground up for European users, not adapted from a US product.
Built for Europe
Rocket Money only works with US banks. 10Cent supports European banks via Open Banking (PSD2) and CSV import from any bank worldwide.
GDPR Compliant
Your data stays in the EU. Full GDPR compliance with data portability, right to deletion, and transparent processing.
AI That Understands Europe
Our AI recognizes European merchants, SEPA transactions, and local subscription services that US-based tools miss entirely.
Swipe-to-Review
Review 100+ transactions in minutes with our Tinder-style swipe interface. No other budget app offers this.
Works With Any Bank
Import CSV exports from any bank. No Open Banking connection required to get started. Works globally from day one.
European Pricing
Fair pricing in Euros. No hidden fees, no tipping model, no variable pricing. Start free, upgrade when ready.
Frequently Asked Questions
Does Rocket Money work in Europe?
No. Rocket Money (formerly Truebill) only supports US banks through Plaid. It cannot connect to European banks, does not support SEPA transactions, and is not GDPR compliant. 10Cent is the European alternative, supporting banks across the EU via Open Banking (PSD2) and CSV import.
Is 10Cent as good as Rocket Money?
For European users, 10Cent is actually better — it supports European banks, understands EU transaction formats, is GDPR compliant, and offers unique features like swipe-to-review and European merchant recognition. The one feature Rocket Money has that 10Cent doesn't yet is subscription cancellation on your behalf (coming soon).
Can I use Rocket Money with a European bank account?
No. Rocket Money requires a US bank connection through Plaid, which does not support European banks. If you want subscription tracking in Europe, you need a tool like 10Cent that supports Open Banking (PSD2) or CSV imports from any bank.
What is the best Rocket Money alternative for Europe?
10Cent is purpose-built for the European market. It offers AI-powered subscription detection, expense categorization, and savings recommendations — all with GDPR compliance and support for any European bank via CSV or Open Banking.
How much does 10Cent cost compared to Rocket Money?
Rocket Money uses a variable pay-what-you-want model ($6-12/month in the US). 10Cent has transparent pricing: free plan available, Individual at €19.99/month, Family at €25.99/month, and Entrepreneur at €29.99/month. Annual plans get 2 months free.
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