Privacy Policy

Last updated: February 1, 2026

At 10Cent, we take your privacy seriously. This policy explains how we collect, use, and protect your personal and financial information.

1. Information We Collect

We collect information to provide you with our financial tracking services:

Information You Provide

  • Account Information: Email address, name, and password when you create an account
  • Financial Data: Transaction data you import via CSV files or bank connections
  • Preferences: Categories, budgets, and settings you configure
  • Communications: Messages you send to our support team

Information Collected Automatically

  • Usage Data: How you interact with our app (pages visited, features used)
  • Device Information: Browser type, operating system, device identifiers
  • Log Data: IP address, access times, and referring URLs

2. How We Use Your Data

We use your information to:

  • Provide and maintain our expense tracking services
  • Analyze your transactions using AI to provide insights and categorization
  • Detect recurring payments and subscriptions
  • Generate personalized savings recommendations
  • Send you important service updates and notifications
  • Improve our services based on usage patterns
  • Respond to your support requests

🔒 We never sell your personal or financial data to third parties.

3. Data Sharing

We only share your data in limited circumstances:

  • Service Providers: We use Supabase for data storage and Anthropic's Claude for AI processing. These providers are bound by strict data protection agreements.
  • Legal Requirements: We may disclose data if required by law or to protect our rights
  • Business Transfers: In the event of a merger or acquisition, your data may be transferred

We do NOT share your data with advertisers, data brokers, or marketing companies.

4. Data Security

We implement industry-standard security measures:

  • Encryption: All data is encrypted in transit (TLS 1.3) and at rest (AES-256)
  • Access Controls: Strict access controls and authentication requirements
  • Regular Audits: We conduct regular security assessments
  • Data Minimization: We only collect data necessary for our services

Learn more about our security practices →

5. Your Rights

Under GDPR and other privacy laws, you have the right to:

Access

Request a copy of your data

Deletion

Request deletion of your data

Portability

Export your data in a standard format

Restriction

Limit how we process your data

To exercise these rights, contact us at privacy@10cent.app

6. Cookies

We use essential cookies to:

  • Keep you signed in to your account
  • Remember your preferences
  • Ensure security of our services

We do not use advertising or tracking cookies. You can manage cookies through your browser settings.

7. Policy Changes

We may update this privacy policy from time to time. We will notify you of any significant changes by email or through a notice in our app. Your continued use of 10Cent after changes become effective constitutes acceptance of the updated policy.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Power AI Solutions

Willem de Zwijgerlaan 80-2

Amsterdam, Netherlands

Email: privacy@10cent.app

We aim to respond to all requests within 30 days.