Everything You Need to Master Your Money
From subscription audits to AI-powered categorization, 10Cent gives you the tools to understand and optimize your spending.
Core Features
Subscription Audit
Automatically detect all recurring charges across your accounts. Our AI identifies forgotten subscriptions, duplicate services, and unused memberships that are silently draining your wallet.
- Detects 95% of subscriptions
- Finds duplicate charges
- Identifies unused services
Swipe to Categorize
Review transactions with an intuitive swipe interface. Swipe right to approve, left to exclude. What used to take hours now takes seconds.
- Process 50+ transactions/minute
- Intuitive gesture controls
- Bulk actions available
AI-Powered Categorization
Our Claude-powered AI learns your spending patterns and automatically categorizes transactions with 85%+ accuracy from day one.
- 85%+ accuracy day one
- Learns your preferences
- Custom categories
Insights & Analytics
Spending Insights
Beautiful dashboards that show exactly where your money goes. Track trends, compare months, and understand your financial habits.
- Real-time dashboards
- Trend analysis
- Category breakdowns
Financial Health Score
Get a personalized score based on your spending habits, savings rate, and financial behaviors. Watch it improve as you make better decisions.
- Personalized scoring
- Actionable advice
- Track progress
Budget Calendar
Visualize upcoming bills, subscriptions, and expected income on a financial calendar. Never miss a payment or be surprised by a charge.
- Bill reminders
- Income tracking
- Cash flow forecast
Smart Automation
Smart Alerts
Get notified about unusual charges, upcoming bills, budget limits, and savings opportunities. Stay informed without being overwhelmed.
- Unusual activity alerts
- Budget warnings
- Bill reminders
Receipt Scanner (OCR)
Snap a photo of any receipt and our AI extracts vendor, amount, date, and category automatically. Perfect for expense tracking.
- Instant extraction
- Auto-categorization
- Receipt storage
Multi-Account Support
Connect multiple bank accounts, credit cards, and financial institutions. See your complete financial picture in one place.
- Unlimited accounts
- All banks supported
- Unified dashboard
Data & Export
Export & Reports
Export your data in multiple formats for tax preparation, accountants, or personal records. Generate beautiful PDF reports.
- CSV, PDF, Excel export
- Tax-ready reports
- Custom date ranges
Family Sharing
Share accounts with family members, set individual budgets, and track household spending together while maintaining privacy.
- Up to 5 members
- Individual budgets
- Privacy controls
Bank-Grade Security
256-bit encryption, read-only access to your accounts, and zero storage of credentials. Your security is our top priority.
- 256-bit encryption
- Read-only access
- SOC 2 compliant
Why 10Cent vs. Others?
See how we compare to traditional budgeting apps.
Ready to Take Control?
Start your free trial and see what AI finds in your transactions.
Early access • 50% off first 3 months • No spam